Long-term disability benefits provide financial assistance for those who have suffered a debilitating injury that prevents them from being able to return to work for an extended amount of time. Most long-term disability policies are issued as a benefit of your employment or you paid for it personally.
Recovering long-term disability benefits and keeping them, however, can be challenging, as some insurance companies may stop payment of benefits before you are able to return to work. They can use many tricks, alone or together with your employer to stop payments.
Experienced Advocacy and Support
If your long-term disability benefits were suddenly terminated or your long-term disability claim was denied, we at Farrell Law Group will fight for your rights. We understand the complexities of the insurance industry, and we will shoulder your legal burden to obtain the benefits you need. We represent clients in Toronto, the Greater Toronto Area (GTA) and throughout southern Ontario.
Proving Your Need for Benefits
Those who receive long-term disability benefits have the burden of proving their ongoing need for benefits. Insurance companies and employers often have preferred doctors and health care representatives, who may not have been your original treating physician or do not understand the full extent of your injury.
Insurance companies may also insist upon receiving "objective medical evidence" for conditions such as chronic pain or depression to justify your reason for not returning to work. As your advocate, we will consult with top-class medical specialists, occupational therapists, vocational counselors and other experts to substantiate your claim. We will then negotiate directly with your insurance company to have benefits reinstated. Our firm has an extremely high success rate in winning these claims.
We take all cases on a contingency fee basis. This means that you pay no legal fees until the successful conclusion of your case.
Wrongfully Denied Claims
If there is any evidence of wrongful claim denial on the part of your insurance company, we are prepared to defend your interests through assertive negotiation or litigation, if necessary. We will thoroughly investigate the nature of your disability to ensure compensation for all of your long-term care needs.
Contact Our Experienced Lawyer for Disability Claims in Markham and Southern Ontario
You owe it to yourself to talk with an experienced Toronto lawyer about your rights to long-term disability benefits. At Farrell Law Group, we care about you. Call us at 416-487-7300 to schedule a consultation. You may also contact us online. We are able to meet you wherever is most convenient for you, whether in our office, in the hospital or at your home.